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PayPal Crypto Review

Last Updated on March 20, 2024

James Headshot
Written by
Adam Headshot
Edited by
PayPal Crypto logo
Crypto Head Rating
Our review is based on the spot trading platform. Please check our methodology on how we rate exchanges for further information.
Visit PayPal Crypto

The Bottom Line Our review is based on the spot trading platform. Please check our methodology on how we rate exchanges for further information.

PayPal Crypto marks an exciting step by a mainstream financial services company into the cryptocurrency space, providing its users with a straightforward means of purchasing, holding and selling various cryptocurrencies.

But those seeking more robust cryptocurrency services or wider selections of coins may require dedicated exchanges; PayPal’s digital wallet system offers an accessible entryway into cryptocurrency for those newer to the scene.

Table of Contents
Disclaimer: This is not a validation of cryptocurrency or any particular provider, service, or product. It should not be taken as advice to engage in trading or use any services. Please check our terms and conditions.


  • Seamless integration with existing PayPal accounts
  • User-friendly interface for beginners
  • Strong security measures for protecting funds
  • Instant transactions for buying and selling cryptocurrency
  • Backed by a well-established financial services company


  • Limited selection of cryptocurrencies available
  • Higher fees compared to specialized crypto exchanges
  • No option to transfer cryptocurrency to external wallets
  • Limited control over private keys
  • Restricted functionality compared to dedicated crypto platforms

Quick Summary

Headquarters Location International
Fiat Currencies Supported USD, AUD, GBP, EUR
Total Supported Cryptocurrencies 5+
Trading Fees 0% - 1%
Deposit Methods Bank Transfer, Debit Card, Credit Card
Support Facebook, Twitter, Instagram, Live Chat, Help Center Articles, Support Ticket
Mobile App Yes - iOS, Android

Welcome to our comprehensive exploration of PayPal Crypto, PayPal’s entry into the world of digital currencies. As one of the premier online payment platforms, PayPal made waves by offering cryptocurrency services – drawing attention from both novices and seasoned cryptocurrency enthusiasts alike.

PayPal Crypto homepage

PayPal Crypto’s entry into the digital currency space represents more than simply an add-on service; it represents a strategic maneuver in an ever-evolving financial landscape. By tapping into its vast user base and robust payment infrastructure, PayPal has successfully become a bridge between traditional finance and the emerging crypto economy.

This move underscores a growing acceptance of cryptocurrency investments and potential use cases in everyday financial transactions. As more people begin adopting digital currencies, platforms like PayPal Crypto are crucial in demystifying and simplifying digital currencies for mainstream audiences.

About PayPal Crypto

PayPal first ventured into cryptocurrency in October 2020 when they made it possible for customers to buy, hold and sell Bitcoin and other digital assets directly through their PayPal accounts. Since then they have enhanced their cryptocurrency offerings further to make digital currencies more accessible to a broad user base.

This move by an established digital payments firm illustrates the increasing acceptance of cryptocurrency as an official financial ecosystem.

PayPal Crypto features

PayPal’s venture into cryptocurrency was not done impulsively but rather strategically to meet demand driven by global economic trends and decentralised financial models.

PayPal may adopt this strategy to remain relevant in an ever-competitive market where both fintech startups and traditional financial institutions alike are racing to incorporate blockchain technology and crypto assets into their offerings. With increasing institutional investments into crypto markets coupled with endorsement from tech moguls and global organizations, legitimacy has been given to this space, providing PayPal an ideal environment in which to expand into it.

PayPal Crypto has a number of active social profiles including Facebook, Twitter, Instagram, LinkedIn, TikTok and YouTube.

PayPal Crypto has a mobile app on both the Apple App Store and Google Play.

PayPal Crypto Supported Cryptocurrencies

PayPal Crypto supports trading on over 5 cryptocurrencies on their platform. This exchange currently supports 4 of the top 30 market cap cryptocurrencies.

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether USDt (USDT)
  • BNB (BNB)
  • Solana (SOL)
  • XRP (XRP)
  • Dogecoin (DOGE)
  • Toncoin (TON)
  • Cardano (ADA)
  • Shiba Inu (SHIB)
  • Avalanche (AVAX)
  • TRON (TRX)
  • Polkadot (DOT)
  • Chainlink (LINK)
  • Bitcoin Cash (BCH)
  • Uniswap (UNI)
  • NEAR Protocol (NEAR)
  • Polygon (MATIC)
  • Litecoin (LTC)
  • Dai (DAI)
  • Pepe (PEPE)
  • Internet Computer (ICP)
  • Ethereum Classic (ETC)
  • Kaspa (KAS)
  • Aptos (APT)
  • Monero (XMR)
  • Render (RNDR)
  • Hedera (HBAR)

Download full list of cryptocurrencies PayPal Crypto supports

Trading Experience

PayPal Crypto features an intuitive platform designed to make trading simpler for its customers. Users can quickly purchase, hold, and sell popular cryptocurrencies with ease.

PayPal’s process integrates smoothly with its existing services to consumers, offering an easier entryway into the crypto market for those newcomers. However, more specialised cryptocurrency exchanges may provide more sophisticated trading tools.

PayPal has carefully tailored its trading experience to accommodate individuals entering the crypto market for the first time. Their seamless integration of cryptocurrency trading into their existing PayPal framework enables users to effortlessly purchase, hold and sell cryptocurrencies without grappling with complex trading platforms that can often prove intimidating.

Although this platform doesn’t feature sophisticated tools designed for veteran traders, its trading experience is designed to be easy for beginners to navigate. Users will gain a clear presentation of market prices, transaction fees and rates between USD and the various cryptocurrencies on offer for them to make informed trading decisions.

PayPal Crypto exchange marketing

PayPal Crypto Fees

Clarifying the fee structure of any cryptocurrency exchange is of utmost importance for users, with PayPal Crypto employing a tiered system where fees vary based on how much cryptocurrency was bought or sold.

Though no exact numbers are provided here, it’s essential to recognize that fees can vary significantly and include charges such as spread on buy and sell transactions as well as transaction fees which vary according to how much crypto assets are traded.

PayPal Crypto’s fee model has been carefully designed to maintain transparency while navigating the complex pricing structures of cryptocurrency markets. Their tiered approach takes into account fluctuating trading volumes and offers a scalable solution which adapts easily to meet customers’ ever-evolving needs and activities.

PayPal strives to strike a balance between accessibility for everyday users and sustainable business models within the cryptocurrency economy. Their decision not to disclose specific fee numbers reflects market fluctuations which necessitate an adaptable pricing strategy.

Type Fee
Deposit Fee (Bank Transfer) 0% - 5%
Deposit Fee (Credit/Debit Card) 2.90% - 5%
Trading Fee 0% - 1%
Withdrawal Fee (Bank Transfer) 0% - 1.75%

PayPal Crypto supports a range of different cryptocurrencies with varying withdrawal fees. When looking at Bitcoin, they don't charge anything above the standard Bitcoin network fee. Across all the crypto exchanges we've reviewed, the average Bitcoin transaction fee charged is 0.000415 BTC compared to the actual network fee of 0.000067 BTC. This means you are saving 83.76% on Bitcoin transactions by using PayPal Crypto instead of other exchanges.

Security - Is PayPal Crypto Safe?

Security of digital assets is of utmost importance, and PayPal Crypto prioritizes protecting user cryptocurrency holdings. Working alongside Paxos Trust Company – an approved provider of cryptocurrency products and services – PayPal ensures compliance with relevant regulations while offering comprehensive safeguards to protect customer funds and transactions.

PayPal Crypto’s security infrastructure was designed to build trust among its users in today’s digital era of data breaches and cyber attacks, through their strategic partnership with Paxos Trust Company – offering expert guidance in blockchain security as well as regulatory compliance expertise.

This collaboration serves to underscore the value of diligent oversight and the implementation of cutting-edge security protocols. PayPal’s stringent security review process, with user protection measures built-in, demonstrate their dedication to providing a safe trading environment.

PayPal’s adoption of security measures such as two-factor authentication, real-time monitoring, and encryption technologies is a testament to their dedication in protecting customers’ cryptocurrency holdings from evolving threats in the digital asset space.

PayPal Crypto Customer Support

PayPal Crypto users with any issues or questions can reach out to PayPal’s customer support team for help. Since it’s part of PayPal’s larger platform, users will benefit from PayPal’s highly experienced customer resolution center which will guide them through any issues with using its crypto feature.

At its core, PayPal Crypto’s customer support structure rests upon a strong foundation derived from PayPal’s legacy customer service model. Our support team can tackle a range of enquiries – from troubleshooting technical issues to explaining cryptocurrency terms – with ease.

Customers can contact customer service through various channels, including email or the dedicated “Click here to contact customer service” button, to access help when necessary. The company’s resolution centre specializes in handling crypto-specific concerns – another testament to their comprehensive support commitment.

Our support system is tailored to be responsive and informative, offering guidance to navigate any potential complexities that may arise in cryptocurrency trading.

PayPal Crypto support

PayPal Crypto Support Channels

  • Facebook
  • Twitter
  • Instagram
  • Live Chat
  • Help Center Articles
  • Support Ticket

How to Sign Up on PayPal Crypto

  1. Create Account - Visit the PayPal Crypto website and fill out the create account form. You'll need to include a valid email, set your password and type in other details like your phone number and name.
  2. Verify Account - Confirm your email, you should get an email asking you to verify your account creation.
  3. Transferring Funds - Once your account has been verified, you'll be able to deposit using the deposit methods listed below.
  4. Start Trading Crypto - That's it! You should now have everything in place to start trading.

Deposit Methods

  • Bank Transfer
  • Debit Card
  • Credit Card
  • Cryptocurrency
  • Paypal
  • Apple Pay
  • Google Pay

PayPal Crypto Alternatives

Binance logo


Crypto Head Rating
Our review is based on the spot trading platform. Please check our methodology on how we rate exchanges for further information.

Total Supported Cryptocurrencies

Trading Fees

Fiat Currencies Supported
USD, GBP, CAD, EUR, NZD + 75 others

Visit Binance
Kraken logo


Crypto Head Rating
Our review is based on the spot trading platform. Please check our methodology on how we rate exchanges for further information.

Total Supported Cryptocurrencies

Trading Fees
0.08% - 0.40%

Fiat Currencies Supported
USD, AUD, GBP, CAD, EUR + 1 other

Visit Kraken
OKX logo


Crypto Head Rating
Our review is based on the spot trading platform. Please check our methodology on how we rate exchanges for further information.

Total Supported Cryptocurrencies

Trading Fees
0.08% - 0.10%

Fiat Currencies Supported
USD, AUD, GBP, CAD, EUR, NZD + 85 others

Visit OKX

Final Thoughts

Engaging with PayPal Crypto provides customers with a familiar payment platform and interface for engaging in digital currencies. Its integrated crypto services make navigating this digital asset class simpler, without needing to juggle complicated cryptocurrency exchanges.

PayPal Crypto FAQs

Yes, PayPal charges a fee for buying, selling, and holding cryptocurrency. The fees can vary depending on the transaction amount and may be subject to change based on market conditions.

Buying Ethereum on PayPal can be convenient if you already use the platform for other transactions. However, it’s important to consider the fees, security measures, and features offered by PayPal compared to other cryptocurrency platforms.

Selling crypto on PayPal is designed to be straightforward. Users can sell cryptocurrency directly through the PayPal app or website, usually without having to navigate complex trading platforms.

Disadvantages of using PayPal for crypto include potentially higher fees compared to other exchanges, limited cryptocurrency selection, inability to transfer crypto assets out of PayPal to other wallets or exchanges, and restricted functionality such as lacking the ability to participate in the broader crypto ecosystem with things like decentralized finance (DeFi) apps.

As with any platform handling financial transactions, there are risks associated with using PayPal. These include security risks related to account breaches, fraud, and the overall volatility of the cryptocurrency market which affects the value of crypto held within PayPal.

PayPal imposes purchase and sale limits on cryptocurrency transactions which can vary depending on a user’s account level and other factors. These limits are subject to change and can be reviewed within the user’s PayPal account details.

It is possible to make money through appreciation in the value of cryptocurrency purchased on PayPal if you sell the crypto for more than the purchase price. However, the cryptocurrency market is highly volatile and there is also a risk of losing money.

PayPal Crypto User Reviews

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At Crypto Head we use a rigorous research and rating process to assess each platform. Our star rating system is out of 5 stars and is designed to condense a large amount of information into an easy-to-understand format. You can read our full methodology and rating system for more details.

About The Authors

James Headshot
Written by

Crypto Technical Writer

James Page, previously the lead writer at Crypto Head and a registered psychologist, brings a unique perspective to the world of blockchain and cryptocurrency.

His extensive experience in the industry and ability to present complex concepts in an understandable manner make his articles a valuable resource for readers seeking to navigate the ever-evolving crypto landscape.

Check James out on:
Adam Headshot
Edited by

Co-Founder / Managing Editor

Adam Morris, the co-founder of Crypto Head and a respected crypto expert, offers insightful commentary and analysis on cryptocurrency, NFTs, and the evolving digital landscape.

His extensive experience and features in top-tier publications like Forbes and CNN underscore his deep understanding of the crypto world and its future potential.

Check Adam out on: